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Thank you for giving me the opportunity to help guide you through your
home buying process.
Please be assured you will receive my very best service incorporating all my
experience and training to make a committed effort to have this process
understandable, hassle free and a pleasure for all involved.
The information in this handbook will educate and assist you with the
• Home shopping
• The buying process
• The purchase contract
• The loan process
• Explaining the escrow and title process
• Physical inspection process
• Home warranties
I look forward to working with you during your entire home buying
I welcome any questions you may have after reading this information.
Please feel free to contact me at any time.
Sincerely, Ted Anderson
DEAR HOME BUYER, DON’T MAKE A MOVE WITHOUT A REALTOR®
“Finding a home without a REALTOR® is like finding a needle in a haystack.”
As members of the National Association of REALTORS®, Real Estate
Agents are bound by a strict Code of Ethics. Here’s why working with a
REALTOR® works for you in terms of your interests, convenience, budget
and your peace of mind throughout the entire buying process.
• REALTORS® have the most information in one place about what is “on
the market,” including homes listed by other REALTORS®. You won’t
waste time looking at homes that don’t fit your needs.
• REALTORS® help you determine what you can afford and what financing
options may be open to you.
• REALTORS® help you find the home best suited to your needs – size,
style, features, location and accessibility to amenities that are important
• REALTORS® can supply information on real estate values, taxes, utility
costs, municipal services and facilities.
• REALTORS® have no emotional ties to a home, can be objective about
it and can point out its disadvantages.
• REALTORS® will handle all the negotiations, offers and counter offers
with the seller until an agreement is reached, and they will help you
through the escrow process.
REPRODUCED WITH PERMISSION OF THE ARIZONA ASSOCIATION OF REALTORS®
ATTENTION HOMEBUYERS! REALTOR®s make their business to provide every service connected with
your home search, from expert advice in the early stages through careful
monitoring of your closing escrow. The more closely you work with one
REALTOR®, the better your needs are known and more effectively you can
be served, saving your time and possible grief.
It’s a good idea to let your REALTOR® help you look for financing before you
start your home search. Sellers will favor an offer from a buyer who has a
loan status report (LSR), which includes the lender pre-qualification
section completed by a lender with the AAR residential resale real estate
purchase contract above a buyer who has only provided the buyer’s loan
information portion of the LSR. In addition, knowing where you stand
concerning how much money a lender will lend you (based on your income
and credit rating) put you in a good bargaining position. Be open with your
lender about financial information-you are their client and they will keep
Whenever you are out looking for a house always ask your REALTOR® to
accompany you, whether you are looking at a resale home listed in the
Multiple Listing Service (MLS), a “new” home, a “spec” home, or a “For
Sale By Owner”. Remember, your REALTOR® works for you and will handle
the negotiations, protect your interest, and get the best deal possible for
you, their boss.
When you have a comfortable fit with your REALTOR®, you may want to
secure that relationship with a written agreement. You can accomplish this
by completion of an AAR buyer-broker exclusive employment agreement.
In this agreement you authorize your broker to accept compensation from
the seller or the seller’s broker even though your broker represents you!